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Qotien Pension Regime Calculator
x402
Qotien Pension Regime Calculator is a paid API for AI agents from app.qotien.fr, paid per call via x402, $0.25/call, status unknown (last checked 2026-09-15).
Calculates the pension amount for a specific French retirement regime given acquired points, departure age, and regime code
Price / call$0.25
Success—
StatusUnknown
How this service works
Simulateur IFI, PER, IR et retraite (32 régimes). Logiciel CGP : bilan patrimonial, déclaration 2042, LMNP. Chiffres sourcés Légifrance et BOFiP. 14 jours d'essai.
Output
Returns a JSON object with the calculated pension value in EUR, a human-readable label, a confidence level (fiable/estime/partiel/variable), the legal/official sources used, the fiscal year of the calculation, and a disclaimer warning that this is a gross estimate and not personalized advice.
Example use cases
Salaried worker Agirc-Arrco pension estimate
“I have 12000 Agirc-Arrco points and I want to retire at age 64 with 2 missing quarters — what will my complementary pension be?”
Liberal profession CIPAV early retirement simulation
“Can you calculate my CIPAV base pension? I have 450 points from my career statement and I'd like to retire early at age 62 instead of waiting for the full rate at 64.”
Civil servant RAFP pension projection
“Help me estimate my RAFP pension — I've accumulated 1200 points in that regime and plan to retire at the standard legal age of 64 with no missing quarters.”
Technical details
Endpoint
POSThttps://app.qotien.fr/api/fiscal/v1/calc/pension_regimeWhen to prefer
Use this endpoint when you need to compute the pension amount for a specific named French retirement regime (e.g. Agirc-Arrco, CIPAV, CARMF, IRCANTEC, RAFP) given known points from a career statement. It supports 28+ regime codes, applies departure age coefficients and décote/majoration rules, and cites official sources (Légifrance, BOFiP). Prefer this over generic retirement calculators when working with French liberal professions, civil servants, or salaried complementary regimes requiring regime-specific point valuation logic.
Side effects
- Invalid or unsupported regime code returns an error with ok:false
- Points value below minimum (0) causes validation failure
- Age de départ below 50 years is rejected
- Missing required field 'code_regime' returns a schema error
- Trimestres fields outside valid range cause rejection
- Network timeout on heavy computation scenarios
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| points | number | Nombre de points acquis dans ce régime (relevé de carrière / relevé de caisse). |
| age_legal | number | Âge légal du régime (ancre du temps choisi). Défaut 64. |
| age_depart | number | Âge de liquidation (ans). Défaut = taux plein (pas de décote ni de majoration). Un départ anticipé/reporté applique le coefficient du régime. |
| code_regime | string | Code du régime (voir la capacité retraite_regimes pour la liste). Ex. agirc_arrco, carmf_rcv, cipav_base. |
| trimestres_acquis | number | Bases CNAVPL uniquement : trimestres tous régimes acquis (pour le prorata/décote). Défaut 0. |
| trimestres_requis | number | Bases CNAVPL uniquement : trimestres requis pour le taux plein. Défaut 172. |
| trimestres_manquants | number | Trimestres manquants pour le taux plein — décote sur les régimes qui l'appliquent (complémentaires salariés). Défaut 0. |
Output
Schema · Response
{
"type": "json",
"schema": {
"type": "object",
"required": [
"ok",
"domaine",
"capability",
"result",
"confiance",
"sources",
"millesime_fiscal"
],
"properties": {
"ok": {
"type": "boolean",
"description": "true = succès ; false = erreur (champ \"error\" présent à la place de result)."
},
"result": {
"type": "object",
"properties": {
"unit": {
"type": "string",
"description": "Unité de value (EUR, PERCENT, RATE…)."
},
"label": {
"type": "string",
"description": "Libellé lisible du résultat."
},
"value": {
"type": "number",
"description": "Valeur principale (quand le résultat est scalaire)."
},
"confiance": {
"enum": [
"fiable",
"estime",
"partiel",
"non_calculable",
"sourcee",
"variable"
],
"type": "string",
"description": "Confiance propre au résultat retraite (prime sur la confiance de capacité)."
}
},
"description": "Résultat. Contient typiquement { value:number, unit:string, label:string } ; les outils retraite ajoutent confiance, fourchette, et le détail par régime."
},
"domaine": {
"enum": [
"fiscal",
"retraite",
"referentiel",
"qotien"
],
"type": "string",
"description": "Domaine de la capacité."
},
"sources": {
"type": "array",
"items": {
"type": "string"
},
"description": "Sources primaires/légales du calcul."
},
"confiance": {
"enum": [
"fiable",
"estime",
"partiel",
"non_calculable",
"sourcee",
"variable"
],
"type": "string",
"description": "Niveau de confiance de CE résultat (fiscal = fiable ; retraite = variable)."
},
"capability": {
"type": "string",
"description": "Nom de la capacité appelée."
},
"referentiel": {
"type": "string",
"description": "Version du référentiel sourcé utilisé."
},
"annee_revenus": {
"type": "number",
"description": "Année des revenus concernés."
},
"avertissement": {
"type": "string",
"description": "Avertissement d'usage (résultat brut, pas un conseil personnalisé)."
},
"millesime_fiscal": {
"type": "string",
"description": "Millésime fiscal (année des barèmes appliqués)."
}
}
},
"example": {
"ok": true,
"result": {
"unit": "EUR",
"label": "Pension d'un régime en points (Agirc-Arrco, complémentaires, bases CNAVPL)",
"value": 0
},
"domaine": "retraite",
"sources": [
"references_officielles.json v0.8.6 (valeurs de service 2026)",
"retraite_registre.js (routage 47 régimes, source unique)",
"retraite_engine.js (formules golden-testées, exemples officiels)"
],
"confiance": "fiable",
"capability": "pension_regime",
"referentiel": "references_officielles.json v0.8.6",
"annee_revenus": 2025,
"millesime_fiscal": "2026"
}
}Tags
x402
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