QueryLines Admitted-Market Insurance Rate Filings API is a paid API for AI agents from api.querylines.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).
Returns admitted-market insurance rate filing data (rate changes, approvals) from TX TDI, MS MID, CA CDI, and WA OIC, filterable by state, coverage line, insurer, minimum rate change, and date range.
Admitted-market insurance rate filings (Texas TDI open data, Mississippi MID bulletins, California CDI rate-filing approvals, and Washington OIC annual reports) -- a leading indicator of surplus-lines (E&S) growth: large admitted-market rate hikes or withdrawals tend to push business into the E&S market. Filter by state, coverage line, insurer, minimum rate change, or date range. $0.10 per query. Free sample: /v1/rates/sample. Docs: https://api.querylines.com/openapi.json
A list of rate filing records from state insurance regulators (TX TDI, MS MID, CA CDI, WA OIC), each including insurer name, state, coverage line, rate change percentage, filing date, and approval status. Up to 100 results by default, filterable by state, line, insurer substring, minimum rate change, and date range.
GEThttps://api.querylines.com/v1/ratesUse this endpoint when you need raw admitted-market rate filing data from specific state regulators (TX, MS, CA, WA) to track insurer pricing behavior, identify carriers with large rate hikes, monitor potential E&S market spillover, or conduct insurance market research. Prefer this over the aggregated rate-activity index endpoint when you need individual filing records rather than summary statistics.
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
{
"type": "json",
"example": {
"line": "property",
"count": 2,
"state": "TX",
"source": "Texas Department of Insurance - P&C Rate Filings (open data)",
"filings": [
{
"state": "TX",
"status": "closed",
"toi_code": "04.0",
"toi_name": "Homeowners",
"naic_code": "31232",
"disposition": "reviewed",
"company_name": "Homestead Fire & Casualty Insurance Co",
"product_name": "HO-3 Program 2026 Revision",
"received_date": "2026-05-12",
"serff_tracking": "SFHM-134982210",
"rate_change_pct": 24.8,
"coverage_category": "property",
"effective_date_new": "2026-08-01",
"effective_date_renewal": "2026-09-01"
},
{
"state": "TX",
"status": "closed",
"toi_code": "04.0",
"toi_name": "Homeowners",
"naic_code": "31232",
"disposition": "reviewed",
"company_name": "Homestead Fire & Casualty Insurance Co",
"product_name": "HO-3 Program 2026 Revision",
"received_date": "2026-01-22",
"serff_tracking": "SFHM-134901188",
"rate_change_pct": 12.3,
"coverage_category": "property",
"effective_date_new": "2026-04-01",
"effective_date_renewal": "2026-05-01"
}
],
"insurer": null,
"data_as_of": "2026-05",
"min_change": 10,
"report_date": "2026-07-01",
"coverage_note": "Admitted-market rate filings, not E&S filings -- a leading indicator (surplus-lines carriers are rate-exempt). Texas rows carry a received_date; Mississippi's bulletin prints no received_date, so /v1/rates/activity buckets MS filings by the bulletin's publication month instead. rate_change_pct is null for filings with no printed percentage."
}
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