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RemittancePulse Rights Letter Generator
x402
RemittancePulse Rights Letter Generator is a paid API for AI agents from remittancepulse.vercel.app, paid per call via x402, $2/call, status unknown (last checked 2026-09-13).
Generates a citation-locked Reg E Subpart B error notice letter for remittance transfer disputes, including elected remedy, statutory deadlines, §1005.33(h) rebuttal arguments, cancellation refund demands, and California-specific Fin. Code §2102 protections
Price / call$2
Success—
StatusUnknown
How this service works
Citation-locked remittance document (Reg E Subpart B) — error notice with elected remedy and the provider's 90-day/3-day/1-day deadlines, the five-prong §1005.33(h) rebuttal to "you typed the wrong number" denials, or the 30-minute cancellation refund demand; California senders get the Fin. Code §2102 10-day-refund section. Fee-and-tax add-back computed for late/never-arrived transfers. Honest-no when the 180-day window is dead.
Output
A structured, citation-locked legal demand letter covering: the specific Reg E Subpart B error notice with the sender's elected remedy; applicable provider deadlines (90-day investigation, 3-day provisional credit, 1-day correction); the five-prong §1005.33(h) rebuttal if the provider is claiming wrong-recipient-number; a 30-minute cancellation refund demand section if applicable; fee-and-tax add-back computation for late or never-arrived transfers; a California Fin. Code §2102 10-day-refund section for California senders; and an honest denial if the 180-day dispute window has expired.
Example use cases
Never-arrived transfer dispute letter
“My remittance of $800 through Remitly to the Philippines on May 15th never arrived and it's been 10 days. Draft me a Reg E error notice letter demanding the full refund including fees and taxes, with all the CFPB statutory deadlines spelled out.”
Wrong-number denial rebuttal
“WorldRemit is refusing my claim saying I typed the wrong recipient account number, but I didn't — the mistake was on their end. I'm in Texas and sent $350 on April 20th. Generate me a letter with the complete §1005.33(h) five-prong rebuttal to fight that denial.”
30-minute cancellation refund demand
“I just sent $200 through MoneyGram about 20 minutes ago and I need to cancel it immediately — can you write me the 30-minute cancellation refund demand letter with the correct Reg E Subpart B citations so I can send it right now?”
Technical details
Endpoint
GEThttps://remittancepulse.vercel.app/api/remit/rights-letterWhen to prefer
Choose this endpoint when a consumer or their agent needs a formally cited, legally grounded Reg E Subpart B error notice letter — especially when facing a 'wrong number' denial requiring the §1005.33(h) rebuttal, a cancellation within the 30-minute window, or a California sender needing Fin. Code §2102 protections. Prefer this over generic legal letter generators because it is purpose-built for remittance transfer disputes with statutory citations, deadline arithmetic, and fee add-back computation already embedded.
Side effects
- 180-day dispute window has expired — endpoint returns an honest denial rather than a letter
- Missing required parameters (state, transfer date, error type) cause incomplete letter generation
- Provider-specific deadline details not available for obscure providers
- California section omitted if sender state is not detected or provided as California
- Fee/tax add-back cannot be computed if original fee data is not supplied
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| lang | string | Letter language (default English) |
| issuerequired | string | never_arrived | arrived_late | arrived_short | wrong_person_paid | sender_typo_number | want_to_cancel | want_documentation |
| provider | string | Provider name for the letter |
| principal | string | Transfer amount USD |
| sender_name | string | Your name (placeholder if omitted) |
| remedy_choice | string | refund | resend (default refund) |
| date_available | string | Disclosed Date Available (YYYY-MM-DD) |
Output
Schema · Response
{
"type": "json",
"example": {}
}Tags
x402
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