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SameDayDesk Morpho Market Underwrite
x402
SameDayDesk Morpho Market Underwrite is a paid API for AI agents from agents.samedaydesk.com, paid per call via x402, $0.25/call, status unknown (last checked 2026-09-15).
Returns deterministic, cryptographically-verified underwriting evidence for a Morpho lending market on Base, including utilization, borrower health bands, concentration risk, and multi-source integrity checks.
Price / call$0.25
Success—
StatusUnknown
How this service works
Deterministic agent APIs for web and company intelligence, repository security, agent-work economics, machine-service discoverability, payment preflight and settlement proof, wallet context, and Morpho decision evidence. Pay per call through Base x402 or native MPP, with a Circle Gateway Nanopayments path for gasless batched USDC.
Output
A JSON object containing: market utilization percentage and liquidity in USD, whether the market is listed, total borrower count, borrower health bands (including count below 1.05 health factor), top-1 and top-5 borrower debt concentration percentages, multi-source verification verdicts (direct RPC vs GraphQL match, market params hash match), and a list of named decision checks each with pass/fail status. The boundary field clarifies this is read-only evidence, not an execution authorization.
Example use cases
Pre-allocation DeFi risk check
“Before I deploy liquidity into this Morpho market (ID 0xdef...456), can you check the utilization rate, how many borrowers are below a health factor of 1.05, and whether the market params hash matches on-chain? I need to know it's safe.”
Borrower concentration audit
“I want to audit borrower concentration in Morpho market 0x789...abc on Base — specifically what percentage of debt is held by the top 1 and top 5 borrowers, and whether any borrowers are close to liquidation.”
Market integrity verification
“Can you verify that the stored on-chain state for Morpho market 0x111...222 on Base mainnet matches the GraphQL subgraph data, and confirm the market params integrity check passes?”
Technical details
Endpoint
GEThttps://agents.samedaydesk.com/defi/morpho-market-underwriteWhen to prefer
Choose this endpoint when you need cryptographically-grounded, multi-source underwriting evidence for a specific Morpho market before making a lending or liquidity allocation decision. It is preferred over generic DeFi analytics because it cross-validates direct RPC state against GraphQL subgraph data and provides explicit borrower health band and concentration breakdowns. Use it when you need a machine-readable pass/fail decision checklist rather than raw on-chain data.
Side effects
- Invalid or malformed market ID returns an error with no market data
- Market not found on Base mainnet returns listed:false or 404
- RPC and GraphQL mismatch causes verification verdict to flag inconsistency
- Network timeout on Base RPC results in partial data or error
- Unpaid or underpaid x402 request returns 402 Payment Required
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"ok": true,
"chain": {
"id": 8453,
"name": "Base mainnet"
},
"market": {
"state": {
"utilizationPct": 72,
"liquidityAssetsUsd": 500000
},
"listed": true
},
"product": "morpho-market-underwrite",
"boundary": "Read-only underwriting evidence; not an allocation instruction or execution authorization.",
"marketId": "0x...",
"borrowers": {
"totalCount": 24,
"healthBands": {
"below1_05": 0
},
"concentration": {
"top1BorrowPct": 18,
"top5BorrowPct": 51
}
},
"verification": {
"directRpc": {
"verdict": "stored_state_exact_match"
},
"restMatchesGraphql": true,
"marketParamsHashMatches": true
},
"decisionChecks": [
{
"id": "market_params_integrity",
"status": "pass"
}
]
}
}Tags
x402
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