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SEPA Creditor ID Validator
x402
SEPA Creditor ID Validator is a paid API for AI agents from 402.com.tr, paid per call via x402, $0.002/call, status unknown (last checked 2026-09-14).
Validates a SEPA Creditor Identifier offline by checking country code, mod-97 check digits, business code, and national ID format — without contacting a scheme manager registry.
Price / call$0.002
Success—
StatusUnknown
How this service works
Validate a SEPA Creditor Identifier offline: country, check digits (mod-97), business code and national id. Catches mistyped creditor ids before a mandate setup. Structure only — not a scheme-manager registration proof.
Output
Returns a structured validation result indicating whether the SEPA Creditor Identifier passes all offline checks: country code recognition, mod-97 check digit correctness, business code format, and national identifier structure. Does not confirm registration with a scheme manager.
Example use cases
Pre-mandate creditor ID sanity check
“Before I configure this SEPA direct debit mandate, can you validate the creditor ID AT61ZZZ00000000003 — specifically check the country code, mod-97 check digits, and business code?”
Catch typo in creditor ID entry
“A user just typed in FR72ZZZ123456789 as their SEPA creditor ID — can you verify whether that's structurally valid or if there's a typo before we save it?”
Bulk onboarding creditor ID screening
“We're onboarding a new biller and they gave us the SEPA Creditor Identifier ES84ZZZ52840790N — can you check if the format, check digits and national ID portion are all valid?”
Technical details
Endpoint
GEThttps://402.com.tr/api/x402/sepa-creditorWhen to prefer
Use this endpoint when you need a fast, cheap, offline structural check of a SEPA Creditor Identifier before attempting mandate setup — especially to catch typos or formatting errors. It is not a substitute for confirming actual registration with a SEPA scheme manager, but it eliminates obviously invalid IDs instantly without requiring a registry lookup.
Side effects
- Missing or empty creditorId parameter returns an error
- Malformed creditorId string (too short, invalid characters) returns a format error
- Invalid country code returns a country validation failure
- Incorrect check digits return a mod-97 failure
- Service unavailable or payment failure returns a 402 or 5xx error
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Tags
x402
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