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StatementKit: Bank Statement Normalizer
x402
StatementKit: Bank Statement Normalizer is a paid API for AI agents from statementkit.zenith-ops.workers.dev, paid per call via x402, $0.01/call, status unknown (last checked 2026-10-23).
Parses bank statement files (CSV, camt.052/053/054, MT940, OFX/QFX, QIF) and returns normalized JSON with transaction analysis and optional CSV/hledger/SIE4 export
Price / call$0.01
Success—
StatusUnknown
How this service works
Deterministic bank statement normalizer for AI agents and bookkeeping tools: CSV from any bank, camt.052/053/054, MT940, OFX/QFX and QIF in; normalized JSON, analysis and CSV/hledger/SIE4 export out.
Output
Returns a JSON object with a 'parsed' block (detected format metadata, column mappings, warnings, transaction list with date/amount/description/balance/reference fields) and an 'analysis' block (per-account period summary with in/out/net totals and transaction counts). Optional fields include raw source columns per transaction and CSV/hledger/SIE4 formatted export strings.
Example use cases
Bookkeeping automation from CSV export
“I just downloaded my business checking account CSV from Chase — can you normalize it into clean JSON so my bookkeeping tool can import it? The date column is 'Transaction Date', amount is 'Amount', and description is 'Description'.”
Multi-format statement ingestion for accounting
“I have a camt.053 statement from my German bank. Parse it into normalized JSON with full transaction details and also give me the period totals — total in, total out, and net balance.”
hledger journal generation from MT940
“Here's my MT940 bank statement file. Convert all the transactions to hledger format and tell me if any recurring payments seem to have stopped before today, 2025-07-15.”
Technical details
Endpoint
POSThttps://statementkit.zenith-ops.workers.dev/v1/analyze?utm_source=zero.xyzWhen to prefer
Choose this endpoint when you need deterministic, rule-based parsing of standard bank statement formats (CSV, camt, MT940, OFX/QFX, QIF) into normalized JSON — especially for bookkeeping automation, accounting ingestion pipelines, or AI agent workflows that need structured financial data without LLM-based extraction. Prefer this over generic document parsers when format fidelity and accounting-grade output (hledger, SIE4) matter.
Side effects
- PDF or scanned image input is not supported — only text-based formats are accepted
- Ambiguous CSV date formats without dateFormat override may be mis-parsed
- Missing currency in file with no fallback 'currency' parameter causes incomplete metadata
- Unrecognized or malformed file format returns a parse error
- Incorrect column mapping in 'columns' parameter leads to failed field extraction
- Truncated large files may be flagged via 'truncated: true' in metadata with partial results
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| today | string | YYYY-MM-DD; flags recurring payments that stopped before this date. |
| format | string | Skip auto-detection. |
| columns | object | CSV: map field names (date, amount, description, ...) to exact header names. |
| content | string | The statement file as text (UTF-8). PDF and scanned images are not supported. |
| decimal | string | CSV decimal separator override. |
| currency | string | Fallback ISO 4217 currency when the file has none, e.g. SEK. |
| delimiter | string | CSV delimiter override: comma, semicolon, tab or pipe. |
| dateFormat | string | CSV date order override for ambiguous dates. |
| includeRaw | boolean | Add the raw source fields to every transaction. |
| include_transactions | boolean | Default true. false returns only the analysis. |
Output
Schema · Response
{
"type": "json",
"example": {
"parsed": {
"meta": {
"rows": 4,
"decimal": ",",
"delimiter": ";",
"truncated": false,
"dateFormat": "dmy",
"detectedColumns": {
"date": "Bokföringsdatum",
"amount": "Belopp",
"balance": "Saldo",
"reference": "Verifikationsnummer",
"valueDate": "Valutadatum",
"description": "Text"
}
},
"format": "csv",
"accounts": [],
"warnings": []
},
"analysis": {
"accounts": [
{
"counts": {
"in": 1,
"out": 3,
"transactions": 4
},
"period": {
"to": "2026-03-07",
"days": 6,
"from": "2026-03-02"
},
"totals": {
"in": 32500,
"net": 30913.25,
"out": 1586.75
}
}
]
}
}
}Tags
x402
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