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Stratalize Mortgage Market Benchmark
x402
Stratalize Mortgage Market Benchmark is a paid API for AI agents from www.stratalize.com, paid per call via x402, $0.02/call, status unknown (last checked 2026-09-14).
Returns current 30Y and 15Y fixed mortgage rates, ARM spreads, points, DTI standards, and affordability index, sourced weekly from FRED, with cryptographic ML-DSA-65 signatures for verification.
Price / call$0.02
Success—
StatusUnknown
How this service works
Stratalize — attested finance, legal, healthcare, and compliance intelligence. Signed, independently verifiable receipt on every call (trust.stratalize.com/verify). Mortgage rate benchmarks for lenders, agents, and homebuyers — 30Y and 15Y fixed rates, ARM spreads, points, DTI standards, and affordability index. Source: FRED weekly
Output
Returns current 30-year and 15-year fixed mortgage rates (e.g. 30Y at 6.37%), ARM spreads, points, DTI standards, and affordability index sourced from FRED weekly data. Each response is ML-DSA-65 cryptographically signed and includes a verifiable receipt at trust.stratalize.com/verify.
Example use cases
Example prompt
“Can you pull the latest mortgage market benchmarks for conventional loans in Florida — I need the 30Y and 15Y fixed rates, ARM spreads, and the current affordability index?”
Technical details
Endpoint
GEThttps://www.stratalize.com/api/x402/mortgage-market-benchmarkWhen to prefer
Use this endpoint when you need cryptographically signed, independently verifiable mortgage rate benchmarks from FRED — especially for lenders, agents, or homebuyers who require trustworthy, auditable rate data with DTI standards and affordability index for specific loan types and states. Prefer over generic web searches when you need structured, machine-readable rate data with integrity guarantees.
Side effects
- Invalid state code returns 400 with parameter validation error
- Invalid loan_type enum value returns 400
- FRED data source unavailable may return 503 or stale data warning
- Payment of $0.02 USDC not provided or rejected returns 402
- Rate data not yet refreshed for current week returns cached prior-week values
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| state | string | Request parameter: state |
| loan_type | string | Request parameter: loan type |
Tags
x402
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