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    "url": "https://x.com/yaroslavwr_/status/2056396842364010807",
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    "text": "Private credit is usually shown as one clean RWA category. In practice, it is a mix of very different credit risks 📊\n\nA 72-hour settlement liquidity facility is not the same thing as a 3-year corporate loan.\n\nInvoice financing, receivables, SME working capital, trade finance, consumer credit. All of them sit under the same label, but they behave differently under stress.\n\nThis is why structure matters so much in tokenized credit.\n\nDuration, repayment source, seniority, first-loss capital, and who controls the cash flow usually tell you more than the asset name.",
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      "id": "1861255969054855168",
      "name": "Yaroslav Writtle",
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      "created_at": "2024-11-26T03:51:45.000Z",
      "description": "Partner @Faculty__Group | real assets • tokenization • liquidity | opinions my own",
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    "created_at": "2026-05-18T15:29:47.000Z",
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