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usaref North American Government Reference Data
x402
usaref North American Government Reference Data is a paid API for AI agents from usaref.dev, paid per call via x402, $0.005/call, status unknown (last checked 2026-09-13).
Returns authoritative, cited government reference values (policy rates, VAT rates, minimum wages, public holidays) for Canada and the US as clean JSON with official source citations and freshness metadata.
Price / call$0.005
Success—
StatusUnknown
How this service works
Authoritative North American government reference values as clean JSON: central-bank policy rates, VAT rates, national minimum wages and public holidays for Canada (ca), United States (us). Every value carries a citation to its official primary source (government gazette or central-bank statement), an effective date, a last-confirmed date and a staleness flag.
Output
A JSON object containing the numeric or structured reference value, its unit, the country, the series name, the effective-from date, a last-confirmed date, a boolean staleness flag, a disclaimer, optional notes, and a source object with the official URL and name of the primary government or central-bank document.
Example use cases
Verify central bank rate before financial model
“Can you look up the current Bank of Canada policy rate with its official citation and effective date? I need to confirm it's not stale before I plug it into my discounted cash flow model.”
Check US minimum wage for payroll compliance
“What is the current US federal minimum wage according to official government sources? Give me the value, when it took effect, and a link to the primary source so our HR team can verify compliance.”
Retrieve Canadian public holidays for scheduling
“I need a list of official Canadian public holidays for this year — can you pull the authoritative government data for Canada's public holidays so I can block them out in our project timeline?”
Technical details
Endpoint
GEThttps://usaref.dev/v1/%7Bcountry%7D/%7Bseries%7DWhen to prefer
Choose this endpoint when you need a machine-readable, cited, freshness-aware snapshot of North American government reference values (policy rates, VAT, minimum wages, public holidays) with direct links to primary official sources — especially when downstream use requires auditability or legal/financial compliance verification. Prefer it over web scraping or LLM recall when accuracy, citation provenance, and staleness detection matter.
Side effects
- Invalid country code returns an error (only 'ca' and 'us' are supported)
- Invalid series name returns an error or empty response
- Data may be flagged as stale if the official source has not been re-confirmed recently
- Network or payment (x402) failure prevents access
- Rate data may lag a policy announcement until the service is updated
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| properties | string |
Output
Schema · Response
{
"type": "json",
"example": {
"unit": "percent",
"notes": "The 15 July 2026 release states verbatim: 'The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.' effective_from is 2025-10-29, the date of the last CHANGE (a 25 bp cut from 2.50% to 2.25%), not the date of the most recent reaffirmation — the Bank has since held at 2.25% at all SIX subsequent fixed announcement dates: 10 December 2025, 28 January 2026, 18 March 2026, 29 April 2026, 10 June 2026 and 15 July 2026. The full 2026 FAD schedule published by the Bank in August 2025 is 28 January, 18 March, 29 April, 10 June, 15 July, 2 September, 28 October and 9 December, with the Monetary Policy Report released alongside the January, April, July and October decisions. Canada's operating band is 25 bp wide: the Bank Rate (upper limit, standing liquidity facility) is the target +25 bp = 2.50%, and the deposit rate (lower limit, remuneration on settlement balances) is 2.20% — 5 bp below target, a spread the Bank narrowed from the earlier target-minus-25bp convention. The target for the overnight rate is the correct headline policy rate; do not substitute the Bank Rate. Next scheduled fixed announcement date: 2 September 2026. bankofcanada.ca serves clean HTML and is reliably fetchable.",
"stale": false,
"value": 2.25,
"series": "policy-rate",
"source": {
"url": "https://www.bankofcanada.ca/2026/07/fad-press-release-2026-07-15/",
"name": "Bank of Canada, Fixed Announcement Date press release 15 July 2026, 'Bank of Canada maintains the policy rate at 2¼%' (decision under the Bank of Canada Act, RSC 1985, c. B-2); rate level set by the FAD press release of 29 October 2025"
},
"country": "CA",
"disclaimer": "Independent service, not affiliated with any government. Verify against the cited official source before legal or financial use.",
"effective_from": "2025-10-29",
"last_confirmed": "2026-07-20"
}
}Tags
x402
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