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vellum-ic-memo
x402
vellum-ic-memo is a paid API for AI agents from x402-data-api.x402agent.workers.dev, paid per call via x402, $0.75/call, status unknown (last checked 2026-10-12).
Generates a structured investment-committee memo for a single company from its SEC filings, including financial trajectory, margin/leverage analysis, ranked risk flags, and analyst open items.
Price / call$0.75
Success—
StatusUnknown
How this service works
Investment committee memo from SEC filings: financial trajectory, margins, leverage, ranked risk flags, positives, open questions and sources.
Output
Returns a structured JSON object containing the company's CIK, name, ticker, and SIC description; key financial metrics (net margin %, cash-to-assets, liabilities-to-assets, margin change in percentage points); a financial snapshot with revenue and net income figures including period-over-period change percentages; ranked risk flags with severity levels and the data point behind each flag; recent 8-K activity; open analyst items to verify; and metadata about the filing under review (form type, filing date, period end, SEC URL).
Example use cases
Pre-IC meeting company brief
“Before our investment committee meeting tomorrow, pull the IC memo for Tesla — I need their revenue trajectory, net margin trend, cash-to-assets ratio, liabilities-to-assets, any risk flags ranked by severity, and the open items an analyst should verify before we vote.”
Screening public companies for risk
“Run an investment committee scaffold on Palantir — I want to see their margin and leverage analysis from their latest SEC filings, any recent 8-K events flagged as risks, and what questions are still unanswered before I'd be comfortable taking a position.”
Replacing manual 10-K modeling
“Instead of pulling the 10-K myself and building a spreadsheet, give me the Vellum IC memo for Microsoft — financial snapshot across periods, margin change in percentage points, and any ranked risk flags so I can get straight to the analysis.”
Technical details
Endpoint
GEThttps://x402-data-api.x402agent.workers.dev/ic-memo?utm_source=zero.xyzWhen to prefer
Choose this endpoint when you need a structured, ready-to-present investment committee brief derived directly from SEC EDGAR filings without manual 10-K review or model building. It is ideal for pre-meeting prep, rapid company screening, or when you want ranked risk flags and open analyst questions alongside financial metrics in a single call. Prefer sibling endpoints (vellum-sec-research, vellum-filing-brief, vellum-filing-delta) when you need raw filing data, cadence tracking, or incremental filing changes rather than a synthesized analytical memo.
Side effects
- Company not found in SEC EDGAR registry — invalid ticker or CIK returns an error
- No 10-K filing available for the company — newer or foreign private issuers may lack coverage
- Payment of $1.5 USDC not completed — returns 402 Payment Required
- XBRL data missing or malformed in the filing — financial snapshot fields may be null or incomplete
- Stub period or 52/53-week year mismatch — flagged as an open item rather than a hard error
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| required | string | |
| properties | string |
Output
Schema · Response
{
"type": "json",
"example": {
"brand": "Vellum",
"source": "SEC EDGAR",
"company": {
"cik": "0001045810",
"name": "NVIDIA CORP",
"ticker": "NVDA",
"sic_description": "Semiconductors & Related Devices"
},
"service": "ic-memo",
"analysis": {
"cash_to_assets": 0.27,
"net_margin_pct": 55.85,
"net_margin_change_pp": 7.01,
"liabilities_to_assets": 0.32
},
"open_items": [
"check whether the latest period is a 52/53-week year or a stub period before comparing"
],
"risk_flags": [
{
"flag": "recent 8-K",
"because": "latest event filing 2026-06-20, 90 day(s) ago",
"severity": "info"
}
],
"financial_snapshot": {
"Revenues": {
"unit": "USD",
"value": 130497000000,
"change_pct": 114.2,
"period_end": "2026-01-25",
"prior_value": 60922000000
},
"NetIncomeLoss": {
"unit": "USD",
"value": 72880000000,
"change_pct": 144.9,
"period_end": "2026-01-25"
}
},
"filing_under_review": {
"url": "https://www.sec.gov/Archives/edgar/data/1045810/...",
"form": "10-K",
"filed": "2026-02-26",
"period": "2026-01-25"
}
}
}Tags
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