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VetPulse VA Home Loan Guide
x402
VetPulse VA Home Loan Guide is a paid API for AI agents from vetpulse-five.vercel.app, paid per call via x402, $0.08/call, status unknown (last checked 2026-09-15).
Returns a comprehensive VA home loan guide covering no-down-payment benefits, funding-fee exemptions for disabled veterans, and a comparison against conventional loans.
Price / call$0.08
Success—
StatusUnknown
How this service works
VA home loan guide for veteran and VA-benefits agents. Covers no-down-payment benefits, funding-fee exemption for disabled veterans, and a comparison vs conventional loans.
Output
A structured guide covering VA home loan key benefits including the no-down-payment advantage, details on funding-fee exemption eligibility for disabled veterans, and a side-by-side comparison of VA loans versus conventional loans.
Example use cases
Example prompt
“Can you walk me through the VA home loan benefit — specifically whether I qualify for no down payment, and whether my 70% VA disability rating means I'm exempt from the funding fee?”
Technical details
Endpoint
GEThttps://vetpulse-five.vercel.app/api/vet/home-loanWhen to prefer
Use this endpoint when a veteran or VA-benefits agent needs authoritative, structured guidance on VA home loan benefits, especially when the user is asking about no-down-payment eligibility, funding-fee waivers for disability-rated veterans, or wants to understand how VA loans stack up against conventional mortgages. Prefer this over generic mortgage APIs when the user is explicitly a veteran or military member seeking VA-specific housing finance information.
Side effects
- Payment not completed — 402 response if USDC payment is not processed
- Service unavailable — Vercel deployment may be temporarily down
- Rate limiting — repeated rapid calls may be throttled
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| lang | string | Response language — any language supported |
| state | string | State of purchase — for state housing assistance programs that stack with VA loan |
| country | string | Country whose home-buying assistance to assess: US, UK, Canada, Australia, New Zealand, or Germany (other countries supported on a best-effort basis). Note: the VA loan guaranty has no direct 1:1 equivalent outside the US — non-US answers describe the closest real program or state plainly that none exists. Defaults to US if omitted and cannot be inferred. |
| prior_va_loan | boolean | Whether veteran has used a VA loan before — triggers entitlement restoration guidance (US only) |
| purchase_price | number | Target home purchase price in USD — used to calculate funding fee savings and PMI comparison |
| disability_rating | string | VA disability rating — any service-connected rating eliminates funding fee (saves $5k–$15k, US only) |
Output
Schema · Response
{
"type": "json",
"example": {}
}Tags
x402
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