WealthPulse Credit Card Rewards Finder is a paid API for AI agents from wealthpulse.theaslangroupllc.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-10-27).
Ranks credit cards by net annual value after fees based on a user's personal spending profile across travel, dining, groceries, gas, and cashback categories
Which credit card is actually worth it for my spending? Rewards card finder that ranks cards by net annual value after fees — factoring rewards rate and signup bonuses for your spend profile (travel, dining, groceries, gas, cashback). For personal-finance and wealth agents.
A ranked list of credit cards ordered by net annual value for the given spending profile, including each card's rewards rate per category, annual fee, estimated annual rewards earned, signup bonus value, and final net annual value calculation.
GEThttps://wealthpulse.theaslangroupllc.com/api/wealth/cards?utm_source=zero.xyzUse this endpoint when a user wants a personalized, math-driven credit card recommendation based on their actual spending breakdown rather than generic editorial rankings. Ideal for personal finance agents helping users optimize their wallet or decide whether a premium card's annual fee is justified by their specific habits.
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
{
"type": "json",
"errors": {
"400": {
"example": {
"error": "invalid request"
},
"description": "Invalid or missing parameter(s). Returned before the payment gate on paid requests, so a malformed call is never charged. JSON body: { error: <what is wrong and how to fix it> } plus usage hints."
},
"402": {
"description": "Payment required — x402 v2 challenge; the accepts array lists scheme, network, and amount. Retry the same request with a PAYMENT-SIGNATURE (v2) or X-PAYMENT (v1) header. Verification is free."
},
"500": {
"example": {
"error": "upstream_failed"
},
"description": "Unexpected server error. If a payment settled without a usable result, contact info@theaslangroupllc.com with the settlement tx hash for a re-run or credit."
}
},
"example": {
"top_cards": [
{
"rank": 1,
"issuer": "Chase",
"verdict": "Best all-around travel card for this spend level",
"best_for": "travel and dining spend",
"card_name": "Chase Sapphire Preferred",
"annual_fee": "$95",
"key_rewards": [
"3x dining",
"2x travel"
],
"signup_bonus": "60,000 points ($750 travel) after $4,000 spend in 3 months",
"credit_score_needed": "good",
"estimated_annual_value": "$680"
}
],
"disclaimer": "Card offers and bonuses change frequently. Verify current terms before applying. This is not financial advice.",
"amazon_link": "https://www.amazon.com/s?k=credit+card+rewards+optimization&tag=pulsenetwork7-20",
"amazon_search": "credit card rewards optimization",
"monthly_spend": "$3,000",
"spend_profile": "travel",
"strategy_note": "Pair with a flat 2% cashback card for categories outside travel and dining",
"current_rate_context": "Average credit card APR is 21%+ (FRED data) — paying in full each month matters more than the rewards rate"
}
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