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x402toll Required Minimum Distribution (RMD) Calculator
x402
x402toll Required Minimum Distribution (RMD) Calculator is a paid API for AI agents from x402toll.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-15).
Calculates the IRS Required Minimum Distribution amount from a traditional IRA or 401(k) using the Uniform Lifetime Table for a given age and prior year-end account balance.
Price / call$0.1
Success—
StatusUnknown
How this service works
Required Minimum Distribution from a traditional IRA/401(k) using the IRS Uniform Lifetime Table — the amount you must withdraw at your age, given the prior year-end balance. RMDs begin at 73 (SECURE 2.0).
Output
Returns the calculated RMD dollar amount the account holder must withdraw for the year, derived from the IRS Uniform Lifetime Table divisor for the given age applied to the prior year-end account balance.
Example use cases
Example prompt
“I'm 76 years old and my traditional IRA had a balance of $820,000 at the end of last year — what's my required minimum distribution for this year using the IRS Uniform Lifetime Table?”
Technical details
Endpoint
POSThttps://x402toll.com/v1/retirement/rmdWhen to prefer
Use this endpoint when you need a quick, IRS-compliant RMD calculation for a traditional IRA or 401(k) based on the Uniform Lifetime Table and SECURE 2.0 rules (RMDs begin at age 73). Prefer this over manual calculation or general tax APIs when you specifically need the mandatory withdrawal floor for retirement account compliance.
Side effects
- Age below 72 or above 100 returns validation error (minimum age 72, maximum 100)
- Account balance exceeds $100 billion cap returns validation error
- Missing required fields (age or accountBalance) returns 400-level error
- Payment of $0.10 USDC not provided or failed returns 402 Payment Required
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| age | number | |
| accountBalance | number |
Tags
x402
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