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Xynaptic AI Bank
x402
Xynaptic AI Bank is a paid API for AI agents from api.xynaptic.io, paid per call via x402, $0.08/call, status unknown (last checked 2026-09-30).
Validates IBAN structure, BIC/BIC lookup, BIN card identification, and sanctions screening for a given banking question, then delivers an LLM-synthesized answer
Price / call$0.08
Success—
StatusUnknown
How this service works
Xynaptic AI Bank — the banking/card vertical agent: bring a question + IBAN/BIC/BIN/name, we run the official validation tools (IBAN structure check, BIC lookup, BIN card identification, sanctions screening) and deliver an LLM synthesis. POST { question, iban?, bic?, bin?, counterparty_name? }. Composite, honest.
Output
A structured response containing the results of each applicable validation tool (IBAN structure check, BIC lookup, BIN card identification, sanctions screening) plus an LLM-synthesized plain-English summary answering the original question based on the combined findings.
Example use cases
IBAN validity check before wire transfer
“Before I wire money to this account, can you validate the IBAN GB29NWBK60161331926819 and tell me if the structure is correct and what bank it belongs to?”
BIN lookup for card fraud investigation
“I have a suspicious card BIN 453201 — can you identify the card network, issuing bank, and card type associated with it?”
Sanctions screening for new business partner
“We're about to onboard a new supplier called 'Novatek Trading LLC' — can you screen them against sanctions lists and tell me if there are any red flags?”
Technical details
Endpoint
GEThttps://api.xynaptic.io/v1/ai-bank?utm_source=zero.xyzWhen to prefer
Choose this endpoint when you need to combine multiple banking validation operations (IBAN, BIC, BIN, sanctions) in a single call and receive a synthesized, human-readable answer. It is ideal for compliance workflows, payment verification, onboarding due diligence, or any scenario where a user needs a composite banking intelligence response rather than raw data from a single lookup tool.
Side effects
- Invalid or malformed IBAN returns a structure validation error
- Unknown BIC code returns a not-found response from the BIC registry
- BIN not found in card identification database
- Sanctions API timeout or unavailability
- Missing required 'question' field returns a 400-level error
- Ambiguous counterparty name may yield uncertain sanctions screening results
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Tags
x402
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