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Xynaptic Factoring Portfolio Risk
x402
Xynaptic Factoring Portfolio Risk is a paid API for AI agents from api.xynaptic.io, paid per call via x402, $0.1/call, status unknown (last checked 2026-10-02).
Analyzes a set of invoices or SIREN codes to produce a factoring portfolio risk profile including sector concentration, top risky debtors, total exposure, DSO hint, and diversification verdict.
Price / call$0.1
Success—
StatusUnknown
How this service works
Xynaptic Factoring Portfolio Risk — upload a set of invoices, get the portfolio risk profile: sector concentration, top risky debtors, total exposure, DSO hint and diversification verdict. Informational. POST {invoices:[{debtor_siren, amount, days}]} or GET ?sirens=...
Output
Returns a structured portfolio risk profile containing: sector concentration breakdown, a ranked list of the top risky debtors with risk indicators, total monetary exposure across all invoices, a DSO (Days Sales Outstanding) hint, and a diversification verdict indicating whether the portfolio is adequately spread across sectors and debtors.
Example use cases
Pre-factoring portfolio risk check
“Before I submit this batch of invoices to my factor, can you assess the risk profile? I have five debtors — SIRENs 123456789, 987654321, 111222333, 444555666, and 777888999 — with amounts ranging from €20,000 to €150,000 and payment terms between 30 and 90 days. Tell me the total exposure, who the riskiest debtors are, and if the portfolio is diversified enough.”
Sector concentration monitoring
“I want to check if my receivables book is too concentrated in one sector — can you analyze these SIRENs for me: 112233445, 223344556, 334455667, 445566778? I need to know the sector breakdown and get a diversification verdict.”
High-DSO debtor identification
“Some of my invoices are taking a very long time to get paid and I'm worried about my cash flow. Can you run a portfolio risk check on these three debtors — SIREN 321654987 (€80,000, 120 days), 654321789 (€45,000, 75 days), and 789123456 (€60,000, 60 days) — and flag which ones are driving up my DSO the most?”
Technical details
Endpoint
GEThttps://api.xynaptic.io/v1/factoring-portfolio-risk?utm_source=zero.xyzWhen to prefer
Choose this endpoint when you need a holistic risk profile of an invoice portfolio rather than a single-debtor credit check. It is specifically designed for factoring use cases where understanding sector concentration, aggregate exposure, and diversification across multiple debtors matters. Prefer it over single-debtor scoring endpoints when you have a batch of invoices and need a portfolio-level risk verdict.
Side effects
- Invalid or unrecognized SIREN codes return an error or are excluded from analysis
- Empty invoice list results in an error or null profile
- Malformed query parameters cause a 400 Bad Request
- Payment failure (x402) if USDC balance is insufficient
- Rate limiting if too many calls are made in quick succession
- Partial results if some SIRENs cannot be resolved to sector data
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Tags
x402
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