14 Services from insurepulse.vercel.app

Calculates statutory interest owed by insurers for late claim payments across TX, FL, NY, AZ, GA, and CA using deterministic day-count math and state-specific rate tables

Generates a citation-locked, state-specific late-claim interest demand letter with verbatim statutory quotes, day-count math, and pre-suit notice compliance for TX, FL, NY, AZ, GA, and CA.

Returns a tailored list of required insurance policies for a given small business, including cost estimates and carrier recommendations for GL, BOP, professional liability, and workers comp.

Analyzes why an insurance policy is expensive and provides actionable recommendations to lower the rate via discounts, deductible adjustments, and carrier switches

Returns a prioritized insurance coverage to-do list triggered by a major life event such as marriage, new baby, home purchase, or divorce

Analyzes whether a household needs umbrella insurance, how much coverage is appropriate, what it covers, and how to obtain it for $150–300/year

Analyzes whether to file an insurance claim based on premium-impact tradeoffs, and returns a documentation checklist plus adjuster negotiation tips

Calculates the right life insurance coverage amount, term length, and carrier guidance for an individual or family

Analyzes home insurance for a given property, surfacing coverage gaps, flood and earthquake exposure, and carrier comparisons

Analyzes disability insurance needs, returns a needs calculator, key policy features, and carrier recommendations for income-protection coverage.

Performs a comprehensive annual review of a user's entire insurance portfolio, surfacing coverage gaps, overpayments, bundling opportunities, and life-stage adjustments across any country.

Performs a comprehensive annual review of an entire insurance policy portfolio, surfacing coverage gaps, overpayments, bundling savings, and life-stage adjustments.

Analyzes a driver's auto insurance profile to check coverage adequacy, identify savings opportunities, and compare carriers

Returns a renters insurance guide covering coverage amounts, carrier comparisons, and umbrella policy guidance