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ChainRay On-Chain Credit Score
x402
ChainRay On-Chain Credit Score is a paid API for AI agents from chainray.online, paid per call via x402, $0.02/call, status unknown (last checked 2026-09-14).
Returns a blockchain-based credit score for a given wallet or contract address on a specified chain
Price / call$0.02
Success—
StatusUnknown
How this service works
ChainRay /credit-score
Output
Returns an on-chain credit score and associated risk metrics for the queried wallet or contract address, reflecting historical transaction behavior, DeFi interactions, and repayment patterns observed on-chain.
Example use cases
Verify borrower creditworthiness before lending
“Check the ChainRay credit score for this wallet address before we approve their loan request on our DeFi protocol.”
Screen counterparties for smart contracts
“I need you to look up the on-chain credit score for this contract address and tell me if it's safe to interact with them for our partnership.”
Risk-rank portfolio of active traders
“Pull ChainRay credit scores for all these Ethereum wallet addresses so we can identify which ones have the strongest on-chain reputation and lowest risk.”
Technical details
Endpoint
GEThttps://chainray.online/credit-score/:var1When to prefer
Use this endpoint when you need a quantified creditworthiness signal for a blockchain address — especially useful for DeFi lending decisions, whitelisting wallets, or risk profiling counterparties. Prefer this over token-risk endpoints when the focus is on the wallet/user behavior rather than the token itself.
Side effects
- Invalid or malformed wallet address returns 400 error
- Unsupported blockchain network returns error or empty result
- Address with no on-chain history may return null or low-confidence score
- Payment failure (x402) if USDC not available
- Rate limiting or timeout for heavily queried addresses
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object |
Tags
x402
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