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Laso Finance Send Bank Payment
x402
Laso Finance Send Bank Payment is a paid API for AI agents from laso.finance, paid per call via x402, $11.5/call, status unknown (last checked 2026-09-14).
Initiates a bank payment by converting USDC stablecoins to a fiat payout delivered to a registered bank destination account.
Price / call$11.5
Success—
StatusUnknown
How this service works
Send dollars to a bank account by ACH. Requires a bank destination registered beforehand with addBankingDestination (list them at GET /bank-recipients), which in turn requires an approved banking profile. The on-chain x402 payment credits the user's account balance via the standard deposit webhook, so a payout that cannot be fulfilled leaves nothing stranded — retry, or recover the funds with POST /withdraw.
Output
Returns a JSON object confirming the bank payment is in-process, including a payout_id, the amount being paid, the fee charged, total charged amount in USDC, the destination_id used, and a success flag. Also includes an auth object with a refreshed id_token.
Example use cases
Pay freelancer via bank from crypto
“I need to pay my freelancer $500 from my USDC balance directly to their bank account — their destination ID is dest_456. Can you send it through Laso Finance?”
Off-ramp USDC to personal checking
“Transfer $1000 from my USDC to my personal bank account on Laso Finance, destination ID is dest_789. I want the funds deposited today.”
Automate recurring vendor payment
“Send a $200 bank payment to vendor destination dest_321 using my USDC on Laso Finance — this is a monthly expense I want to start automating.”
Technical details
Endpoint
GEThttps://laso.finance/send-bank-paymentWhen to prefer
Choose this endpoint when an agent needs to off-ramp USDC to a real bank account with fiat delivery — specifically when you have a pre-registered bank destination ID and want to send a specific USD amount. Prefer this over prepaid/gift card endpoints when the recipient needs actual bank-account-deposited fiat rather than a spendable card. Best for payroll, vendor payments, or personal withdrawals where a bank transfer is required.
Side effects
- Invalid or unregistered destination_id returns an error — must be from addBankingDestination or GET /bank-recipients
- Amount below $10 or above $10000 is rejected
- Insufficient USDC balance to cover amount plus fee causes payment failure
- x402 payment of $11.5 USDC not made or rejected causes 402 error
- Network or chain congestion may delay processing confirmation
- Expired or invalid auth token results in authentication failure
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"auth": {
"id_token": "eyJ...",
"expires_in": "3600",
"refresh_token": "AMf..."
},
"message": "Bank payment is being processed.",
"success": true,
"user_id": "0xabc...",
"bank_payment": {
"state": "in-process",
"amount": 100,
"payout_id": "abc123",
"fee_amount": 1.5,
"charged_amount": 101.5,
"destination_id": "dest_123"
}
}
}Tags
x402
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