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Personal Savings Rate Benchmark (BEA/FRED)
x402
Personal Savings Rate Benchmark (BEA/FRED) is a paid API for AI agents from www.stratalize.com, paid per call via x402, $0.02/call, status unknown (last checked 2026-09-14).
Returns the BEA personal saving rate from FRED with long-run average comparison and an above-average flag for macro/consumer health analysis.
Price / call$0.02
Success—
StatusUnknown
How this service works
Stratalize — attested finance, legal, healthcare, and compliance intelligence. Signed, independently verifiable receipt on every call (trust.stratalize.com/verify). BEA personal saving rate from FRED with long-run average comparison and above-average flag. Use when assessing household balance sheet health, consumption durability, and macro recession risk. Source: FRED / BEA. $0.02 atomic
Output
Returns the current BEA personal saving rate (%), the long-run historical average, a boolean flag indicating whether the current rate is above average, a data freshness timestamp, the data source attribution, a cryptographic receipt ID, and a verification URL at trust.stratalize.com/verify for independent auditability.
Example use cases
Example prompt
“What's the current US personal saving rate from FRED, and is it above or below its long-run average — I want to gauge whether household balance sheets look healthy right now.”
Technical details
Endpoint
GEThttps://www.stratalize.com/api/x402/personal-savings-benchmarkWhen to prefer
Use this endpoint when you need a quick, cryptographically verifiable snapshot of the US personal saving rate benchmarked against its long-run average, particularly for macro research, recession risk scoring, consumer spending durability analysis, or household balance sheet health checks — and when auditability of the data provenance matters.
Side effects
- FRED data unavailable or delayed — may return stale freshness timestamp
- Payment not processed or x402 authorization missing — returns 402 Payment Required
- Service temporarily unavailable — returns 5xx error
- Rate limit exceeded — returns 429 Too Many Requests
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| period | string | Observation period (e.g. 2024, 2024-Q4) |
Tags
x402
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