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WealthPulse Credit Card Benefit Coverage Checker
x402
WealthPulse Credit Card Benefit Coverage Checker is a paid API for AI agents from wealthpulse-phi.vercel.app, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-13).
Checks which credit card benefits (extended warranty, purchase protection, trip delay, cell phone, return protection) apply to a given card and situation, including caps, deductibles, eligibility windows, and filing deadlines — using issuer-verified benefit guides, no LLM.
Price / call$0.05
Success—
StatusUnknown
How this service works
Credit-card benefit coverage check — extended warranty, purchase protection, trip delay, cell phone, return protection — against ISSUER-verified published benefit guides (Chase, Amex, Capital One, Citi, HSBC, Amex UK, RBC CA + negative facts for Discover/gutted cards). Caps, deductibles, eligibility windows, and the filing deadlines that kill late claims, computed. No LLM.
Output
Returns a structured breakdown of whether the specified benefit applies to the given card and scenario, including: coverage status (covered/not covered), benefit caps, deductible amounts, eligibility windows, filing deadlines, and any negative facts (e.g. Discover does not offer this benefit). All data is derived from issuer-verified published benefit guides, not LLM inference.
Example use cases
Example prompt
“My Chase Sapphire Preferred card — does it cover extended warranty on a laptop I bought 8 months ago for $1,200, and if so what's the cap, deductible, and the deadline I have to file by?”
Technical details
Endpoint
GEThttps://wealthpulse-phi.vercel.app/api/wealth/card-benefitWhen to prefer
Choose this endpoint when you need authoritative, issuer-verified credit card benefit information — especially caps, deductibles, and filing deadlines — for a specific card and situation. Prefer this over LLM-generated benefit summaries when accuracy and compliance with actual benefit guides matter, or when the user needs to know if their claim is still within the filing window.
Side effects
- Card issuer not supported — only Chase, Amex, Capital One, Citi, HSBC, Amex UK, RBC CA, and Discover (negative facts) are covered
- Benefit category not recognized or not supported for the given issuer
- Insufficient input to determine eligibility (missing purchase date, amount, or benefit type)
- Payment of $0.05 USDC not completed — 402 response returned
- Card variant not found within issuer's product line — benefit guide ambiguity
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| cardrequired | string | Card slug (e.g. sapphire-reserve, platinum, venture-x) |
| issuerrequired | string | Card issuer slug (chase, amex, capital-one, citi, hsbc, discover, amex-uk, rbc) |
| benefitrequired | string | extended_warranty | purchase_protection | trip_delay | cell_phone | return_protection |
| item_price | string | Item price — recoverable estimate computed from this |
| incident_date | string | Damage/theft/delay date YYYY-MM-DD — deadline math runs from this |
| purchase_date | string | Item/ticket purchase date YYYY-MM-DD |
Output
Schema · Response
{
"type": "json",
"example": {}
}Tags
x402
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