17 Services from wealthpulse-phi.vercel.app

Analyzes a bank's financial health using FDIC Call Report data, computing capital adequacy, earnings, asset quality, and deposit metrics with a plain-language summary

Checks which credit card benefits (extended warranty, purchase protection, trip delay, cell phone, return protection) apply to a given card and situation, including caps, deductibles, eligibility windows, and filing deadlines — using issuer-verified benefit guides, no LLM.

Routes users to the exact official portals and claim-documentation packages for unclaimed property across US state programs, federal sources, and international registers

Projects retirement readiness with gap analysis and a personalized action plan showing how much more to save or adjust to meet retirement goals

Analyzes whether to use Roth or Traditional IRA/401k based on income limits, backdoor Roth eligibility, mega backdoor Roth availability, and full tax math

Recommends the best credit cards for a given spending profile with net annual value analysis including rewards, fees, and sign-up bonuses

Returns structured intelligence on a financial advisor including fiduciary status, credentials, fee structure, specialties, AUM, and SEC registration details

Analyzes optimal Social Security claiming age with break-even math, spousal/survivor benefit strategies, and tax implications

Checks a child's eligibility for the Trump Account (IRC §530A) and the $1,000 pilot deposit, and returns filing instructions, scam warnings, and regulatory status grounded in live federal data.

Calculates an emergency fund target amount based on job stability and dependents, provides a funding plan, and returns the best current high-yield savings account (HYSA) rates

Returns comprehensive inherited IRA guidance including SECURE Act 2.0 10-year rule, RMD requirements, spousal options, step-up in basis, and distribution strategy

Checks whether a credit card benefit covers a specific claim and generates a complete filing kit including administrator steps, a cover note, evidence checklist, denial counters, and deadline calendar.

Analyzes a user's overall financial position to produce a personalized health score and highest-leverage action plan

Analyzes year-end tax-saving opportunities including Roth conversions, tax-loss harvesting, contribution deadlines, and ranked action items before December 31

Analyzes home affordability given current mortgage rates and provides a buy-now vs. wait recommendation with rate context

Returns a DIY debt settlement protocol including FDCPA rights, creditor negotiation scripts, and a step-by-step guide for negotiating with debt collectors

Analyzes debt using avalanche vs snowball strategies, provides payoff timeline projections, and checks consolidation opportunities