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InsurePulse Life Insurance Needs Calculator
x402
InsurePulse Life Insurance Needs Calculator is a paid API for AI agents from insurepulse.theaslangroupllc.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).
Calculates how much term life insurance to buy (DIME method), recommended term length, carrier guidance, and country-aware estimated premium from public benchmarks
Price / call$0.1
Success—
StatusUnknown
How this service works
Life insurance needs calculator and coverage-amount estimate — how much term life to buy (DIME method), term length, carrier guidance, and a country-aware estimated premium from public benchmarks. For insurance and personal-finance agents, any country.
Output
Returns a DIME-method coverage amount recommendation, suggested term length in years, carrier guidance suited to the user's profile, and a country-aware estimated premium range based on public benchmark data
Example use cases
Young parent needs family protection plan
“I just became a parent and want to make sure my family is protected if something happens to me. I have a mortgage, some student loans, and I'm trying to figure out how much term life insurance I actually need and what it might cost me each month.”
Expat calculating coverage abroad
“I'm moving to Canada next year for work and want to get term life insurance sorted before I relocate. Can you help me figure out my coverage needs using the DIME method and give me an idea of what premiums might look like in Canada?”
Self-employed professional reviewing policy
“I'm a freelancer with variable income and dependents relying on me. I want to calculate the right amount of term life coverage, understand what term length makes sense for my situation, and see which carriers might be a good fit for someone like me.”
Technical details
Endpoint
GEThttps://insurepulse.theaslangroupllc.com/api/insure/lifeWhen to prefer
Use this endpoint when a user needs a personalized life insurance needs calculation using the DIME method, especially when they want term-length guidance and carrier recommendations in addition to coverage amount — and when international/country-aware premium benchmarks are needed. Prefer over generic calculators when the agent needs structured output ready for downstream insurance planning workflows.
Side effects
- Missing required demographic inputs (age, income, dependents) returns a 400 error
- Unsupported country code may fall back to generic benchmark estimates
- Extreme edge-case inputs (age >80, income $0) may produce unreliable estimates
- Payment failure via x402 protocol returns 402 before any computation occurs
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| age | integer | Applicant age |
| debt | number | Other debt (student loans, auto, credit card) in USD |
| lang | string | Response language |
| income | number | Annual gross income in USD |
| mortgage | number | Remaining mortgage balance in USD |
| situation | string | Life situation description (e.g. 'married, 2 kids, dual income') |
| dependents | integer | Number of financial dependents |
Output
Schema · Response
{
"type": "json",
"example": {}
}Tags
x402
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