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InsurePulse Prompt-Pay Late-Claim Interest Demand Letter Generator
x402
InsurePulse Prompt-Pay Late-Claim Interest Demand Letter Generator is a paid API for AI agents from insurepulse.theaslangroupllc.com, paid per call via x402, $2/call, status unknown (last checked 2026-09-15).
Generates a citation-locked, state-specific prompt-pay interest demand letter with statutory quotes and day-count math for late insurance claim payments across TX, FL, NY, AZ, GA, and CA
Price / call$2
Success—
StatusUnknown
How this service works
Citation-locked late-claim interest demand letter — the deterministic check plus a demand built on the lane's own day-count math table (TX 18%/prime+5, FL CFO quarterly factors from the notice date, NY no-fault 2%/month, AZ 10%, GA 12%, CA 15% + auto-include penalty). TX weather letters satisfy the §542A.003 pre-suit notice, element by element. Verbatim statutory quotes; the escalation is a free DOI complaint. Honest-no on unsupportable facts.
Output
A fully drafted demand letter including: state-specific prompt-pay interest rates (TX 18%/prime+5, FL CFO quarterly factors, NY 2%/month, AZ 10%, GA 12%, CA 15% + penalty), a day-count math table from notice date, verbatim statutory quotes, pre-suit notice elements (TX weather/§542A.003), escalation path via DOI complaint, and honest refusal of unsupportable factual claims.
Example use cases
Late claim payment demand in Florida
“Our client's homeowner claim for $85,000 was denied in writing on February 10th but the insurer hasn't paid the supplemental amount we negotiated until today, July 22nd — can you draft a demand letter with Florida's CFO quarterly interest factors, verbatim statute citations, and the escalation path to file a DOI complaint if they don't pay within 30 days?”
New York auto insurance interest calculation
“We have a bodily injury claim for $125,000 that was approved on April 5th but still unpaid as of now — can you generate a demand letter showing the month-by-month 2% statutory interest accrual under New York no-fault law, with the exact statutory language quoted and a timeline for escalation?”
California delayed claim with penalty language
“A water damage claim for $60,000 was submitted in January and rejected wrongfully in March, then accepted in May but still unpaid now in October — can you create a formal demand letter citing California's 15% statutory rate plus penalty language, with day-count math from the original notice date and all the relevant statute citations included?”
Technical details
Endpoint
GEThttps://insurepulse.theaslangroupllc.com/api/insure/prompt-pay-letterWhen to prefer
Use this endpoint when a policyholder or public adjuster needs a legally grounded, citation-backed demand letter for a late insurance claim payment in TX, FL, NY, AZ, GA, or CA — especially when pre-suit notice compliance (TX §542A.003) is required or when precise day-count interest math tied to state statutes is needed. Prefer over generic legal letter generators because it includes verbatim statutory quotes, state-specific interest rate tables, and built-in DOI complaint escalation language.
Side effects
- Unsupported state jurisdiction (only TX, FL, NY, AZ, GA, CA covered) returns an honest-no response
- Missing claim date or notice date makes day-count calculation impossible
- Insufficient insurer or claim details may result in partial or generic letter
- API payment failure at $2 USDC per call blocks response
- Outdated quarterly rate factors (FL CFO) if factors not refreshed may produce stale interest figures
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| lang | string | Letter language (default English) |
| staterequired | string | US state code (TX|FL|NY|AZ|GA|CA letter-worthy lanes) |
| claim_typerequired | string | property | auto | health | disability | life |
| claim_amountrequired | string | USD claim amount |
| insurer_name | string | Insurer name for the letter |
| policyholder_name | string | Your name (placeholder if omitted) |
| claim_received_daterequired | string | YYYY-MM-DD the insurer received the claim |
Output
Schema · Response
{
"type": "json",
"example": {}
}Tags
x402
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