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InsurePulse Prompt-Pay Demand Letter Preview
x402
InsurePulse Prompt-Pay Demand Letter Preview is a paid API for AI agents from insurepulse.theaslangroupllc.com, paid per call via x402, $0.25/call, status unknown (last checked 2026-09-13).
Checks whether a state prompt-pay statute applies to a claim and computes statutory deadlines, interest, and penalty math (with citations) for TX, FL, NY-PIP, AZ, GA-health, and CA-health — deterministic preview of a full demand letter.
Price / call$0.25
Success—
StatusUnknown
How this service works
Agent-tier preview of the prompt-pay demand letter: does the statute apply, the statutory deadline computation, and the interest/penalty framework (day-count math, citations) for TX/FL/NY-PIP/AZ/GA-health/CA-health — deterministic, no LLM, same engine the $2 letter wraps. Includes an upsell pointer to the drafted, ready-to-send demand letter. Honest-no on unsupportable facts.
Output
Returns a deterministic, citation-backed analysis: whether the applicable state prompt-pay statute covers the claim, the exact statutory deadline computed from the claim submission date, day-count math for elapsed time, calculated interest and penalty amounts under the state's formula, and specific statutory citations. Also includes a pointer to purchase the full drafted, ready-to-send demand letter.
Example use cases
Late Texas health claim penalty check
“My Texas health insurer took 52 days to pay my $4,500 claim submitted on January 10, 2024. Does the Texas prompt-pay statute apply, and how much interest and penalty are they on the hook for? Give me the day-count math and the legal citations.”
Florida PIP deadline analysis
“My Florida auto insurer still hasn't paid my PIP claim — I submitted it on February 5, 2024 and it's now been 45 days. Has the statutory deadline passed, and what penalties and interest apply under Florida prompt-pay law?”
California health claim demand letter preview
“I have a $7,800 California health insurance claim that was denied on March 15, 2024. Does California prompt-pay law apply, what's the statutory deadline computation, and what interest or penalty framework would support a demand letter?”
Technical details
Endpoint
GEThttps://insurepulse.theaslangroupllc.com/api/insure/prompt-pay-checkWhen to prefer
Choose this endpoint when you need a deterministic, statute-specific legal computation — not an LLM guess — about whether a prompt-pay law applies and exactly how much interest and penalty is owed. Prefer it over general legal Q&A tools when you need citable day-count math and a penalty formula for TX, FL, NY-PIP, AZ, GA-health, or CA-health insurance claims. It is the right tool when a policyholder is evaluating whether to send a demand letter and wants a credible, citation-backed preview before committing to the full letter product.
Side effects
- Jurisdiction not supported — only TX, FL, NY-PIP, AZ, GA-health, and CA-health are covered; other states return a clear no-support response
- Missing required date or claim amount inputs cause computation to fail
- Facts that cannot be verified or supported return an honest 'no' rather than a fabricated result
- Edge cases where claim type does not qualify under the applicable statute return a clear inapplicability determination
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| staterequired | string | US state code (TX|FL|NY|AZ|GA|CA computed; LA|CO flagged; NJ|WA honest-no) |
| paid_date | string | YYYY-MM-DD paid (omit if unpaid) |
| claim_typerequired | string | property | auto | health | disability | life |
| claim_amountrequired | string | USD claim amount from your records |
| plan_funding | string | health: fully_insured | self_funded | government | church | unknown (ERISA gate) |
| weather_related | string | TX property: true for hail/wind/hurricane (542A lane) |
| claim_received_daterequired | string | YYYY-MM-DD the insurer received the claim/notice/proof of loss |
Output
Schema · Response
{
"type": "json",
"example": {}
}Tags
x402
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