DebtPulse Consumer Debt Rights & FDCPA/FCRA Info is a paid API for AI agents from debtpulse.theaslangroupllc.com, paid per call via x402, $0.05/call, status unknown (last checked 2026-10-31).
Returns consumer protection rights under FDCPA, FCRA, UK FCA, and Australia ACCC by country, including complaint resources for debt collection abuses
Debt collection rights and consumer-protection laws (FDCPA / FCRA). Covers US FDCPA and FCRA, UK FCA, and Australia ACCC protections by country, with complaint resources. For consumer-rights and debt-relief agents.
A structured response detailing consumer protection rights applicable to the specified country (US FDCPA/FCRA, UK FCA, or Australia ACCC), including what collectors can and cannot do, protections available to the consumer, and links or references to official complaint resources and regulatory bodies.
GEThttps://debtpulse.theaslangroupllc.com/api/debt/rights?utm_source=zero.xyzUse this endpoint when a user needs to understand their legal rights regarding debt collection, credit reporting protections, or wants to know how to file a complaint against a collector. Ideal for consumer-rights agents, debt-relief chatbots, or financial advisory tools serving US, UK, or Australian consumers. Prefer this over general legal search when jurisdiction-specific FDCPA/FCRA/FCA/ACCC guidance is needed.
| Field | Type | Description |
|---|---|---|
| properties | string |
{
"type": "json",
"errors": {
"400": {
"example": {
"error": "invalid request"
},
"description": "Invalid or missing parameter(s). Returned before the payment gate on paid requests, so a malformed call is never charged. JSON body: { error: <what is wrong and how to fix it> } plus usage hints."
},
"402": {
"description": "Payment required — x402 v2 challenge; the accepts array lists scheme, network, and amount. Retry the same request with a PAYMENT-SIGNATURE (v2) or X-PAYMENT (v1) header. Verification is free."
},
"500": {
"example": {
"error": "upstream_failed"
},
"description": "Unexpected server error. If a payment settled without a usable result, contact info@theaslangroupllc.com with the settlement tx hash for a re-run or credit."
}
},
"example": {
"action": "fdcpa",
"key_rights": [
"Cannot call before 8am or after 9pm",
"Must stop contact if requested in writing",
"Cannot threaten arrest"
],
"cfpb_complaint_url": "consumerfinance.gov/complaint",
"dispute_deadline_days": 30
}
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