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DebtPulse Debt Priority & Relief Options
x402
DebtPulse Debt Priority & Relief Options is a paid API for AI agents from debtpulse.theaslangroupllc.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).
Returns a prioritized debt elimination plan including debt-to-income ratio, recommended relief approach, and ranked relief options for a given debt profile
Price / call$0.1
Success—
StatusUnknown
How this service works
Which debt to pay off first: multi-factor debt priority ranking. Ranks every debt by legal risk, statute-of-limitations status, interest rate, collateral, and account health. For debt-relief and personal-finance agents.
Output
Returns a JSON object containing the user's total debt amount, debt-to-income ratio, the single top recommended relief approach (e.g. non-profit credit counseling), a free resource URL (e.g. NFCC.org), and an ordered array of relief options ranging from DIY payoff through bankruptcy.
Example use cases
Overwhelmed borrower seeking payoff strategy
“I'm drowning in about $30,000 of credit card and personal loan debt and I don't know where to start — can you analyze my situation and tell me which relief options to prioritize and whether a debt management plan makes sense?”
Evaluating bankruptcy vs counseling
“I owe $60,000 across several creditors and my debt-to-income ratio is through the roof — can you pull up a debt priority analysis so I can see whether I should consider bankruptcy or try non-profit credit counseling first?”
DIY payoff planning before calling creditors
“Before I start calling my creditors, I want to see a ranked list of debt relief options for my $25,000 in debt and find out if there are any free resources I should be using — can you get that from DebtPulse?”
Technical details
Endpoint
GEThttps://debtpulse.theaslangroupllc.com/api/debt/priorityWhen to prefer
Use this endpoint when you need a prioritized, ranked list of debt relief strategies and a top recommendation for a given debt situation, especially when you want a quick triage of options (DIY to bankruptcy) with a debt-to-income ratio assessment. Prefer this over mortgage-specific, tax-debt, or medical-bill sibling endpoints when dealing with general consumer debt across multiple categories.
Side effects
- Missing or invalid PAYMENT-SIGNATURE header results in 402 Payment Required response
- Insufficient USDC balance or failed payment authorization blocks the request
- Malformed request parameters may return a 400 Bad Request
- Service unavailability returns 503; retry with backoff
- Empty or incomplete debt profile input may return generic rather than personalized recommendations
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"total_debt": 45000,
"recommended": "Non-profit credit counseling",
"free_resource": "NFCC.org",
"debt_to_income": 0.6,
"relief_options": [
"DIY payoff plan",
"Non-profit credit counseling (free)",
"Debt management plan",
"Bankruptcy (last resort)"
]
}
}Tags
x402
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