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DebtPulse Wage Garnishment Exemptions & Protected-Income Calculator
x402
DebtPulse Wage Garnishment Exemptions & Protected-Income Calculator is a paid API for AI agents from debtpulse.theaslangroupllc.com, paid per call via x402, $0.08/call, status unknown (last checked 2026-09-13).
Returns wage garnishment exemption rules, protected income thresholds, and objection procedures by US state or country for consumer debt situations.
Price / call$0.08
Success—
StatusUnknown
How this service works
Wage garnishment exemptions and protected-income calculator. Returns garnishment exemptions by state and country, how much income is protected, and how to object. For consumer-rights and debt-relief agents.
Output
Returns garnishment exemption thresholds and protected income amounts for the specified state or country, the percentage or dollar amount a creditor legally cannot touch, available exemption categories (head of household, disability, etc.), and step-by-step instructions on how to formally object to or contest the garnishment order.
Example use cases
Verify protected income for debt negotiations
“I'm behind on credit card payments and a collector just called threatening garnishment. Can you tell me what percentage of my paycheck would actually be protected from garnishment here in Florida, so I know what I can realistically offer to settle?”
Calculate household exemptions after job loss
“My spouse lost their job and we're struggling to pay old medical debt. We have two kids — does our family qualify for a head-of-household exemption that would protect more of our remaining income from garnishment in New York?”
Guide objection filing for incorrect orders
“I just received a wage garnishment order for a debt I already paid off three years ago. Walk me through the steps to formally object to this garnishment in my state and what documents I need to submit to get it dismissed.”
Technical details
Endpoint
GEThttps://debtpulse.theaslangroupllc.com/api/debt/garnishmentWhen to prefer
Use this endpoint when a consumer-rights or debt-relief agent needs authoritative, jurisdiction-specific wage garnishment exemption data and objection guidance. Prefer this over generic legal databases when you need structured, machine-readable output specifically covering protected income thresholds and consumer objection procedures across US states and international jurisdictions.
Side effects
- Unsupported jurisdiction — state or country not covered returns 404 or empty result
- Missing required parameters (state/country) returns 400 Bad Request
- Ambiguous or misspelled jurisdiction returns an error or closest match
- Payment failure or invalid USDC authorization returns 402 Payment Required
- Service downtime returns 503
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"state": "TX",
"debt_type": "credit-card",
"sol_years": 4,
"clock_starts": "date of last payment or charge",
"credit_report_years": 7,
"zombie_debt_warning": "Any payment resets the clock"
}
}Tags
x402
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