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DebtPulse Wage Garnishment Analysis
x402
DebtPulse Wage Garnishment Analysis is a paid API for AI agents from debtpulse.vercel.app, paid per call via x402, $0.08/call, status unknown (last checked 2026-10-28).
Returns state- and country-specific wage garnishment exemptions, protected income amounts, and legal objection procedures for consumer-rights and debt-relief use cases
Price / call$0.08
Success—
StatusUnknown
How this service works
Wage garnishment exemptions and protected-income calculator. Returns garnishment exemptions by state and country, how much income is protected, and how to object. For consumer-rights and debt-relief agents.
Output
Returns structured data on wage garnishment exemptions applicable to the specified state or country, the dollar amounts or percentage thresholds that are legally protected from garnishment, and actionable guidance on how to file an objection or claim an exemption, tailored to the consumer's jurisdiction.
Example use cases
Example prompt
“My wages are being garnished in Florida and I want to know exactly how much of my paycheck is legally protected, what exemptions apply to me, and what steps I can take to object to the garnishment order.”
Technical details
Endpoint
GEThttps://debtpulse.vercel.app/api/debt/garnishment?utm_source=zero.xyzWhen to prefer
Use this endpoint when a user needs jurisdiction-specific wage garnishment information, including protected income thresholds, exemption categories, and objection procedures. Prefer this over generic debt endpoints when the specific issue is paycheck/wage garnishment rather than collections, settlement, or bankruptcy.
Side effects
- Unsupported jurisdiction returns empty or null exemption data
- Missing required state/country parameter results in a 400 error
- Outdated statutory thresholds if garnishment law has recently changed
- Ambiguous jurisdiction (e.g. territory vs state) may return generic federal rules only
- Rate limiting or payment failure returns 402 or 429 status
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"state": "TX",
"debt_type": "credit-card",
"sol_years": 4,
"clock_starts": "date of last payment or charge",
"credit_report_years": 7,
"zombie_debt_warning": "Any payment resets the clock"
}
}Tags
x402
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