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DebtPulse Credit Repair Roadmap
x402
DebtPulse Credit Repair Roadmap is a paid API for AI agents from debtpulse.vercel.app, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-15).
Returns a dispute strategy, negative-item analysis, and credit repair timeline tailored by country for credit and debt-relief agents.
Price / call$0.1
Success—
StatusUnknown
How this service works
Global debt elimination intelligence. All endpoints require x402 payment (USDC on Base mainnet) via the PAYMENT-SIGNATURE header. Supports US, UK, Australia, and Canada jurisdictions. Add ?lang= for any language response.
Output
A structured credit repair roadmap including a dispute strategy for negative items, analysis of which negative items are disputable and their impact, and a country-specific repair timeline with prioritized action steps.
Example use cases
Collections account dispute and removal strategy
“I've got three collections accounts on my credit report from medical bills and an old credit card. What's my best strategy to dispute these, and how long realistically should I expect it to take to get them removed from my credit in Australia?”
Post-bankruptcy credit rebuild roadmap
“I went through bankruptcy two years ago and I'm ready to rebuild. Can you analyze my credit report, tell me what negative items I can still dispute, and give me a step-by-step recovery plan with timelines for Canada?”
Charge-off and late payment priority action plan
“I have a charge-off from 2020 and several late payments still showing on my report. I want to know which ones are worth disputing first, what my realistic chances are, and what the fastest path to improvement looks like here in the UK.”
Technical details
Endpoint
GEThttps://debtpulse.vercel.app/api/debt/creditWhen to prefer
Use this endpoint when an agent needs a structured, actionable credit repair plan including dispute strategies and timelines, especially with country-specific guidance. Prefer this over generic financial advice endpoints when the user's goal is specifically improving their credit score by disputing or addressing negative items.
Side effects
- Missing or unsupported country code returns an error or generic response
- Insufficient credit profile data may produce a vague or incomplete roadmap
- API unavailability or payment failure (x402) returns a 402 or 5xx error
- Ambiguous negative item descriptions may yield generic dispute advice
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"action": "minimum-payment",
"balance": 8500,
"rate_apr": 24.99,
"minimum_payment": 170,
"payoff_years_minimum": 8.4,
"total_interest_minimum": 8940,
"interest_saved_extra_100": 5200
}
}Tags
x402
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