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DebtPulse Mortgage Relief Options
x402
DebtPulse Mortgage Relief Options is a paid API for AI agents from debtpulse.vercel.app, paid per call via x402, $0.12/call, status unknown (last checked 2026-09-13).
Returns forbearance, loan-modification, repayment-plan, and foreclosure-alternative options for homeowners struggling with mortgage payments
Price / call$0.12
Success—
StatusUnknown
How this service works
Global debt elimination intelligence. All endpoints require x402 payment (USDC on Base mainnet) via the PAYMENT-SIGNATURE header. Supports US, UK, Australia, and Canada jurisdictions. Add ?lang= for any language response.
Output
A structured list of mortgage relief pathways including forbearance terms and eligibility, loan modification options (rate reduction, term extension, principal deferral), available repayment plans for catching up on arrears, and foreclosure alternatives such as short sales or deeds-in-lieu, with eligibility criteria and guidance for each option.
Example use cases
Example prompt
“I'm a homeowner who's three months behind on my mortgage and worried about foreclosure — can you pull up all the forbearance, loan modification, repayment plan, and foreclosure-alternative options that might be available to me?”
Technical details
Endpoint
GEThttps://debtpulse.vercel.app/api/debt/mortgage-reliefWhen to prefer
Use this endpoint when an AI agent needs to surface concrete mortgage relief pathways for a homeowner facing payment difficulties, default, or foreclosure risk. Ideal for debt-relief agents, housing counselor tools, or personal finance assistants that need structured forbearance and loan-modification option data rather than generic financial advice.
Side effects
- Missing or invalid mortgage/loan parameters returns an empty or error response
- Jurisdiction not supported may limit available options
- Service unavailable (5xx) if the Vercel deployment is down
- Payment failure via x402 protocol prevents access to results
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"costs": "$1,500-$3,500 attorney fees",
"action": "chapter7",
"country": "US",
"discharge_timeline": "4-6 months",
"credit_impact_years": 10,
"means_test_threshold": 56000
}
}Tags
x402
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