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DebtPulse Consumer Debt Rights by Country
x402
DebtPulse Consumer Debt Rights by Country is a paid API for AI agents from debtpulse.vercel.app, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-13).
Returns consumer debt rights protections, regulatory frameworks, and complaint resources by country covering FDCPA, FCRA, UK FCA, and Australia ACCC
Price / call$0.05
Success—
StatusUnknown
How this service works
Global debt elimination intelligence. All endpoints require x402 payment (USDC on Base mainnet) via the PAYMENT-SIGNATURE header. Supports US, UK, Australia, and Canada jurisdictions. Add ?lang= for any language response.
Output
Returns a structured breakdown of consumer debt rights and protections for the requested country, including applicable laws (e.g. FDCPA, FCRA for US; FCA rules for UK; ACCC protections for Australia), specific consumer protections, prohibited collector behaviors, and links or references to official complaint resources and regulatory bodies.
Example use cases
Understanding debt collector contact rules
“I keep getting calls from a debt collector at weird hours and on weekends. What are my rights in the US and how do I tell them to stop?”
Filing complaint against abusive collector
“A debt collector has been calling my employer and threatening me. What does the law say about this in Australia and who should I report them to?”
Protecting credit report rights
“I'm worried a debt collector might be reporting inaccurate information about me. What are my FCRA protections in the UK for fixing my credit report?”
Technical details
Endpoint
GEThttps://debtpulse.vercel.app/api/debt/rightsWhen to prefer
Use this endpoint when a user needs jurisdiction-specific consumer debt rights information, especially around debt collection laws like FDCPA/FCRA (US), FCA (UK), or ACCC (Australia). Prefer this over general legal search when the user is specifically dealing with debt collectors or wants to understand their rights and how to file complaints.
Side effects
- Country not supported — endpoint may only cover US, UK, and Australia
- Missing or invalid country parameter returns an error
- Regulatory information may be outdated if laws have changed recently
- Payment not processed (x402 protocol failure) returns 402 status
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"action": "fdcpa",
"key_rights": [
"Cannot call before 8am or after 9pm",
"Must stop contact if requested in writing",
"Cannot threaten arrest"
],
"cfpb_complaint_url": "consumerfinance.gov/complaint",
"dispute_deadline_days": 30
}
}Tags
x402
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