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DebtPulse Medical Bill Negotiation
x402
DebtPulse Medical Bill Negotiation is a paid API for AI agents from debtpulse.vercel.app, paid per call via x402, $0.1/call, status unknown (last checked 2026-10-30).
Returns charity-care options, No Surprises Act protections, itemized-bill review, and negotiation scripts for medical debt relief
Price / call$0.1
Success—
StatusUnknown
How this service works
Medical bill negotiation and hospital-bill reduction strategy. Returns charity-care options, No Surprises Act protections, an itemized-bill review, and negotiation scripts to lower the bill. For debt-relief and patient-advocate agents.
Output
Returns structured guidance including applicable charity-care and financial assistance programs, No Surprises Act protections and violation flags, an itemized-bill review highlighting potential errors or inflated charges, and ready-to-use negotiation scripts tailored to the patient's situation.
Example use cases
Challenge surprise out-of-network emergency charges
“I went to the ER at an in-network hospital but the radiologist was out-of-network and billed me $2,800 separately — can you check if this violates the No Surprises Act, review the bill for errors, and give me a script to dispute it?”
Find financial assistance for major surgery costs
“I'm facing a $15,000 bill for cardiac surgery next month and I'm on disability — can you search for charity-care programs I might qualify for, break down the itemized charges for accuracy, and help me negotiate the cost down?”
Dispute inflated lab and facility fees
“My COVID test cost $350 and the facility charged me $800 just for the room — that seems way overpriced compared to other clinics. Can you review my itemized bill for inflated charges and give me talking points to negotiate with billing?”
Technical details
Endpoint
GEThttps://debtpulse.vercel.app/api/debt/medical?utm_source=zero.xyzWhen to prefer
Use this endpoint when a user needs actionable, multi-angle support for a medical bill — specifically when they need charity-care lookup, No Surprises Act compliance checking, itemized-bill error detection, and negotiation scripts all in one call. Prefer this over generic debt advice endpoints when the debt is specifically medical/healthcare in nature.
Side effects
- Missing or incomplete bill details may result in generic rather than tailored recommendations
- Hospital or provider not recognized may limit charity-care lookup accuracy
- Payment of 0.1 USDC via x402 required per call — unpaid requests return 402 error
- Highly complex billing disputes may require additional manual review beyond scripted guidance
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"costs": "$1,500-$3,500 attorney fees",
"action": "chapter7",
"country": "US",
"discharge_timeline": "4-6 months",
"credit_impact_years": 10,
"means_test_threshold": 56000
}
}Tags
x402
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