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DebtPulse Freedom Roadmap
x402
DebtPulse Freedom Roadmap is a paid API for AI agents from debtpulse.theaslangroupllc.com, paid per call via x402, $0.15/call, status unknown (last checked 2026-09-14).
Generates a personalized, step-by-step debt payoff roadmap with method recommendation, monthly milestones, and total interest projection based on debts and income.
Price / call$0.15
Success—
StatusUnknown
How this service works
Debt-free roadmap and payoff plan with wealth-building projection. Returns a phase-by-phase plan from current debt to debt-free, with milestones, the monthly budget required, and a 10-year wealth projection. For debt-relief and personal-finance agents.
Output
Returns a JSON object containing the recommended payoff method (e.g. avalanche or snowball), total months to debt-free, projected payoff date, total interest paid, required monthly budget, and a list of milestone events (e.g. 'Month 6: Credit card 1 paid off') marking each debt elimination along the journey.
Example use cases
Credit card and loan payoff plan
“I've got $15,000 in credit card debt and a $6,000 personal loan, and I earn $4,200 a month with $1,500 saved up. Can you map out a month-by-month plan to pay all of this off, including which debt to tackle first and when I'll be completely free?”
Multi-debt elimination for UK resident
“I'm based in the UK and have £22,000 in total debt — £9,000 on a credit card, £7,000 in a personal loan, and £6,000 owed to a friend — with a monthly income of about £2,800 and £500 in savings. Can you build me a debt elimination roadmap that accounts for UK-specific rules?”
Low-income household debt freedom schedule
“My household income is only $2,100 a month and I have $18,500 in debt split between two credit cards and a payday loan, with basically no savings. What's the most realistic payoff strategy for me, how many months will it take, and how much do I need to set aside each month?”
Technical details
Endpoint
GEThttps://debtpulse.theaslangroupllc.com/api/debt/freedom-roadmapWhen to prefer
Use this endpoint when a user needs a complete, personalized debt payoff roadmap with a recommended strategy, timeline, milestones, and budget projection. It is best suited for multi-debt scenarios where prioritization and scheduling matter. Prefer this over generic financial calculators when the user wants a narrative, milestone-based plan rather than a single payoff figure. It complements sibling DebtPulse endpoints covering bankruptcy, mortgage relief, or creditor negotiation when a holistic elimination plan is the primary need.
Side effects
- Missing required 'debts' or 'income' fields returns a 400 validation error
- Invalid or unparseable debt/income string values may produce inaccurate or error responses
- Payment signature missing or invalid USDC payment on Base mainnet returns 402 Payment Required
- Unsupported ISO 639-1 language code may fall back to English or return an error
- Country-specific rules may be limited or unavailable for less common jurisdictions
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| lang | string | Response language (ISO 639-1 code). Claude responds natively in any language. |
| debtsrequired | string | debts |
| incomerequired | string | Monthly income in USD |
| country | string | Jurisdiction for country-specific rules and programs |
| savings | string | savings |
Output
Schema · Response
{
"type": "json",
"example": {
"method": "avalanche",
"months": 33,
"milestones": [
"Month 6: Credit card 1 paid off",
"Month 18: Medical debt cleared",
"Month 33: Debt-free"
],
"total_debt": 28400,
"payoff_date": "2029-03",
"total_interest": 4820,
"monthly_budget_required": 980
}
}Tags
x402
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